Our staff deals with many different insurance companies. Some companies offer many different dental plans. These companies can change benefits, co-pays and deductibles throughout the year. We do our best to provide you with accurate coverage estimates based on information available to us. At times, it is impossible to accurately estimate our patient's co-payment. We file primary insurance claims for our patients as a courtesy; please inform us of any changes to your insurance immediately.
Please note that while some Insurance Companies claim to pay 100% on cleanings, that means 100% of Usual and Customary (or basically the amount they determine as their "covered amount") Although the balance is usually small, most Insurance Companies do not cover 100% of cleanings.
Insurance Language:
Yearly Max - The maximum dollar amount of benefits your insurance company will pay per year.
Deductible - A quarterly, yearly or lifetime fee most insurance companies charge for services.
Preventative - Refers to cleanings, regular exams, bitewing x-rays, fluoride (see your plan)
Basic - Refers to fillings, extractions, root canals, periodontal services (see your plan)
Major - Refers to crowns, bridges and dentures (see your plan)
Some insurance policies differ; please refer to your insurance plan for exact information.
